Investors Savings Accounts

A Solid Foundation for Saving

Investors Savings Accounts are tiered, interest-bearing savings accounts. This account requires either a daily minimum balance of $250 or average monthly balance1 of $600 in this savings, or $45,000 in other certificate of deposit (CD) accounts.

There is a maintenance fee of $5 per month if balance requirements are not met. To encourage the start of a lifetime of savings habits for minors, we waive all balance requirements on this account for them. The minimum balance to open is $250.

Smart Change

Need help saving money effortlessly, a few cents at a time? Our Smart Change savings program is your solution!

Choose one of two options:

  • Round up each debit card purchase you make from your checking account to the next whole dollar, and that money will be transferred into your chosen deposit account.
  • Round down your end-of-day checking account balance to the next whole dollar, and that money will be transferred into your chosen deposit account.

Stop by or call any of our branch locations to enroll today!

Investors Savings 2

Comparison table of Investors Savings 2
Balance Minimum Opening Deposit Interest Rate APY*
$0.00 - $9,999.99 $250 0.010% 0.010%
$10,000.00 - $24,999.99 $250 0.020% 0.020%
$25,000.00 - $49,999.99 $250 0.050% 0.050%
$50,000.00 - $149,999.99 $250 0.070% 0.070%
$150,000.00 - $499,999.99 $250 0.100% 0.100%
$500,000.00 - $999,999.99 $250 0.120% 0.120%
$1,000,000.00 and above $250 0.180% 0.180%

Savings Calculator

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