Individual Retirement Accounts (IRAs)

Prudent Retirement Planning

Money Market IRAs

ICB’s individual retirement account (IRA) money market is a flexible way to save for retirement. The IRA money market is a tiered, interest-bearing account you can open with as little as $100. Interest is compounded daily and credited monthly to your account. There are no minimum balance or monthly service charges. Make deposits anytime from anywhere. In addition to visiting a branch, you can make deposits to your account quickly and easily through payroll deduction, online banking and mobile banking.

Investors IRA Money Market 2

Comparison table of Investors IRA Money Market 2
Balance Minimum Opening Deposit Interest Rate APY*
$0.00 - $4,999.99 $100 0.030% 0.030%
$5,000.00 - $24,999.99 $100 0.070% 0.070%
$25,000.00 and above $100 0.120% 0.120%

Certificate of Deposit IRAs

When you change jobs or consolidate accounts at one bank, there’s often a need to roll over funds from other, larger IRAs. That’s where our IRA certificate of deposit comes in. This plan offers a fixed interest rate; however, additional deposits are not allowed until maturity. The minimum balance to open is $5,000.

For more information about our IRAs, talk to a personal banker at a location nearest you.

Retirement Calculator

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