Business Loans

Custom Lending Solutions for Your Business

Every business’s financial needs are unique, and Investors Community Bank has the customized business loan option for your individual situation.

With a focus on personal service, long-term relationships, customized solutions and local decision making, we can bring you creative options and a commitment to your long-term success. Our business lending options include:

Commercial Loans

  • Business Equipment Loans
  • Business Construction Loans & Expansion Loans
  • Business Lines of Credit

Commercial Real Estate Loans

  • Wisconsin Housing and Economic Development Authority (WHEDA) loans.
  • U.S. Department of Agriculture (USDA) — Rural Development Business and Industry Loan Program (B&I)
  • Wisconsin Economic Development Corporation loans.

Small Business Loans & SBA Loans

Let our experienced business bankers help prepare your business for facility additions, equipment purchases, staff additions, mergers/acquisitions and dozens of other needs. Getting a business loan often requires the assistance of an expert who can help identify the right financing options for commitments that will be manageable for your business today and in the future.

SBA Loans

The Small Business Administration (SBA), a federal agency, offers small business owners a range of financing options beyond conventional loans. Because a portion of these loans is guaranteed by the SBA, lenders are often able to offer flexible terms and low interest rates. There are several different SBA loan programs, including 504, 7(a) Guarantee, Cap Lines and Express — each appropriate for specific situations.

  • SBA 504 Loans (with the assistance of a local certified development corporation) can provide long-term subordinate financing for projects of up to $5.5 million. The SBA 504 program may be used for real estate or equipment acquisition or expansion projects. This program is also now available for the purpose of refinancing eligible assets.
  • SBA 7(a) Guarantee Loans are loans of up to $5 million for equipment, real estate and business acquisition, construction, working capital and refinance.
  • SBA Cap Lines are loans of up to $5 million for working capital, contract or seasonal lines of credit.
  • SBA Express offers loans up to $350,000 for working capital or term financing.

Learn more about the SBA at www.sba.gov.

Resources for Business Loans

Your Business Lending Team

Bill  Hodgkiss
Bill Hodgkiss Senior Vice President - Business Banking 920-882-3856
Will  Deppiesse
Will Deppiesse Vice President - Senior Business Banking Officer Appleton 920-882-3857
Tom  Pennings
Tom Pennings Vice President - Senior Business Banking Officer Appleton 920-882-3858
Mark  Sterr
Mark Sterr Vice President - Senior Business Banking Officer Appleton 920-882-3882
Julian La Mue
Julian La Mue Market President Green Bay 920-593-3125
Kristy  Stiefvater
Kristy Stiefvater Assistant Vice President - Business Banking Officer Green Bay 920-593-3134
Tom  Detienne
Tom Detienne Market President, SE Region Manitowoc & Sheboygan 920-686-5626
Dave  Diedrich
Dave Diedrich Vice President - Senior Business Banking Officer Manitowoc & Sheboygan 920-686-5656
Jeff  Jagodinsky
Jeff Jagodinsky Vice President - Business Banking Officer Manitowoc & Sheboygan 920-686-5628
Mark  Maurer
Mark Maurer Vice President - Senior Business Banking Officer Manitowoc & Sheboygan 920-686-5683
Robert  Seal
Robert Seal Vice President - Business Banking Officer Manitowoc & Sheboygan 920-686-5662
Sandy  Retzki
Sandy Retzki Vice President - Senior Business Banking Officer Stevens Point 715-254-3451
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